International Sales Analysis: 3 of 3

In the first part of this article series, we identified 6 of our companies that have no international revenue exposure. We then analyzed 12 of the remaining stocks in our Quantigence DGI Portfolio and found that the average international revenue for these companies was 48%. We’ll now take a look at the last 12 stocks in • Read More »

Quantigence August 2016 Portfolio Update

As we conclude the month of August, it’s only the second month we’ve spent buying the 30-stock Quantigence portfolio that we put together in June yet we’ve already made a pretty big change to our plan. Whereas before we were planning to full vest our portfolio in 2 years’ time, we’ve now changed that time horizon to 5 years. • Read More »

International Sales Analysis: 2 of 3

In part one of this three part series on international sales, we talked about why we believe international revenues diversificaiton is important to our Quantigence DGI Portfolio and also identified 6 companies in our portfolio with zero international sales. This leaves us with 24 companies that all have varying degrees of international sales. We’ll take 12 of these companies and • Read More »

Optimizing Our Transaction Costs

We’re now buying 30 stocks per month which means we should be incurring pretty significant transaction costs based on your average broker charging anywhere from $4.95 to $9.95 per trade. Even the cheapest broker out there, Interactive Brokers, would cost us $30 a month to buy all these stocks. We’re holding our stocks with a • Read More »

Lowe’s (LOW) Gives us a Massive Raise

After deconstructing each of the 11 GICS industries, we found that there are a number of companies that we need to start building a position in from scratch. One of these companies is Lowe’s (LOW). While we wanted to start a DRIP with Lowe’s at Computershare, the problem is that their fees are more than what it • Read More »

International Sales Analysis: 1 of 3

One of the seven factors we use to determine a Q-Score is that of international sales. Many of the companies in the Quantigence DGI Portfolio have international sales which provide our portfolio with geographic diversification. International revenues are usually received in foreign currencies so they act as a natural hedge against a weakening dollar. This • Read More »

National Retail Properties (NNN) Pays Us

This last week we received a dividend in the amount of $117.14 (45.5 cents X 257.45 shares) from National Retail Properties along with a 5% dividend reinvestment bonus for a total amount of $118.32. This payment from NNN came along with a raise of 4.6% which is well over what we would have expected. Below • Read More »

Why We Love Foreign Earned Income Exclusion

If you’re a new reader, you’ll want to start here and get an idea of who we are and what our motivations are behind building our Quantigence DGI Portfolio. Sure, we wanted to develop an objective way to construct a dividend growth investing (DGI) portfolio and share it with other DGI investors but what really • Read More »

Procter & Gamble (PG) Pays Us

Today we received a payment from Procter & Gamble (PG) in the amount of $99.17 (148.125 shares X 66.95 cents per share) which was reinvested back into more shares of PG. When looking at P&G financials, we see a textbook example of decreasing revenues driving up the payout ratio. At an 80% payout ratio we’re not • Read More »

Our Time Horizon to be Fully Vested

In our July Portfolio Update we noted that our contributions for that month totaled $8,515, an amount which we planned to continue contributing for the next 2 years in order to reach a target portfolio size of $400,000. Actually seeing that number on paper made us think about just how much money we’re plowing into our portfolio while the • Read More »